IBPS Clerk Salary Structure 2025: Pay Scale & Allowances

To get a secured job with a good income is one of the best things. Get the surety of the job like a person gets stressed away from half of their stress. Every year the government announces lots of government job options in which one of the jobs is for the IBPS clerk which means clerical cadres to recruit candidates in the different banks or the branches of India. People should do a lot of practice to achieve the jobs in the number of thousand candidates. Some of the candidates get selected for the jobs and get the surety. In these jobs people get a good income with lots of allowances and some deductions for their future. Apart from that they will get promoted annually. This guide will help you to know about the IBPS clerk salary but apart from that you will also know about the more detailed information about the IBPS clerk job that includes the responsibilities, eligibility, career growth, selection process and many more. 

IBPS Clerk Salary 

IBPS clerk salaries vary as per the qualification of the person and get promoted annually. There is a different package that includes the additional allowances with the income for the employees such as : 

Salary Structure 

• Basic income: Salary gets started with the basic income of Rs. 24,050. 
• Gross Salary: Gross salary approximately reaches Rs. 40,000 to Rs. 41,000. 
• In Hand Salary: An employee will get the salary approximately Rs 35,000 to Rs 39,000 with the deduction in the salary. 

Allowances

• DA (Dearness Allowances): DA will add on 19.83 on the person’s salary of basic pay which is approx Rs. 4,769. 
• HRA (House Rent Allowances): HRA will depend on the location and the metropolitan cities, it will include approx 8.5% which is Rs 2.739. 
• Special Allowances: It will be the 7.5% on the basic pay which turns approximately 1,114. 
• Travel Allowances: Only the expenses included that the trips are conducted as the official trip.
• Medical Allowances: Medical allowance is settled as ₹2000 per year. 

Deduction 

• Pension: Salary deducted as the pension fund deduction of Rs. 2,886. 
• Professional Tax: ProfessionalTaxes are charged Rs. 60. 
• Total deduction from salary approximately Rs. 2,983 to Rs. 2,986. 

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Eligibility Criteria To Get the Job of Clerk At IBPS  

Here is the simple and the basic eligibility criteria for the IBPS clerk job and after following this criteria candidates will get selected : 

• Age: The minimum age to appear for the IBPS clerk is 20 years and the maximum age is 28 years (relaxation not included for the reserved categories). 
• Education: A person should complete the graduation from any respective college or university. 
• Language Proficiency: Candidates should be able to communicate in their official language of the state. 
• Computer literacy: Candidates should know about the basic knowledge of computer operations. 

Selection Process to Become IBPS Clerk 

It is not that easy to get selected for the position of IBPS clerk. People should clear several stages for being the clerk and get a secured job in the government sector : 

• Preliminary Exam: This prelims exam is the online MCQ based exam which is one hour long and covers english, numerical ability and reasoning ability. 
• Main Exam: After the pre exam the main exam is also the online objective exam which covers the subjects that includes english, numerical ability, General awareness, computer knowledge and reasoning ability. 
• Language Proficiency Test: Candidates should know about their official language and clear the exam of language proficiency test. 
• Provisional Allotment: Only those recruits get selected who will get the name in the merit list. 

Detailed Information About IBPS Clerk 

IBPS Clerk jobs are those jobs that the candidate selected for the different banks job as per their capability. This will conduct the exam for the common recruitment process for clerical cadres to recruit candidates in the different banks or the branches of India. IBPS offers the job as per the merit list, qualification, and the interview process. They will decide the job of the recruit as per the data of the person. The job takes out with the several responsibilities with itself that every candidate or recruit should be follow up on such as ; 

• Customer services: Make sure that you will respond to all the queries of the customer and resolve them.

• Banking Operations: You should handle the different operations including transaction process, account opening and cash handling.

• Cash Management: Make sure about the safety of the cash and other negotiable instruments. 

• Record Keeping: Maintain the accurate record of the customer documents and the other things. 

Conclusion 

IBPS clerk job offers a stable career with lots of opportunities to enhance and build the career into a broad and vast area. There are lots of allowances deduction for the future pension included with the salary that offers the wide range for the candidaytes to opt the field as the career. Apart from the good salary the job comes with several duties and responsibilities that an employee should fulfill as per the conditions and the sake of the customer. After all this is a good starting job as a career option to get the ensurity. 

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